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INSURANCE & SUBROGATION ARBORIST ASSISTANCE

Independent Arboricultural Analysis for Insurance Claims & Subrogation 

Independent consulting for tree-related property losses, liability claims, subrogation, SIU investigations, and other matters requiring professional arboricultural analysis.

ISA Board Certified Master Arborist • ASCA Registered Consulting Arborist •
Tree & Plant Appraisal Qualified

SUBMIT A CLAIM FOR REVIEW

Our Clients LOVE us! Here's What They Have to Say:

Highly recommend Matt! Very professional and gets the job done as promised.
We had a great experience working with Matt on a tree issue - he provided some solid advice for us. Beyond our project, Matt is very knowledgeable about tree issues and up to date on the science behind trees. I would definitely recommend Matt to my friends and family, and also to strangers on the internet reading this review!
Superbly qualified, down to earth, creative and enthusiastic, Matt ministers to trees with both technical knowledge and passion. Houston is lucky to have him. He's not just honest, but resourceful about saving the tree you love.
Matt helped us navigate a difficult situation with his expertise and knowledge. We highly recommend his consulting services!
The city approved my Variance Request because of your report which they referenced in the DSC meeting last night. Because of your thoroughness, I was able to get approval in the Residential Summary Approval
Matt's vast knowledge of trees blows my leaves away! He is an expert orator and loves teaching anyone and everyone to save the trees rather than tear them out. If you need someone to take care of your leafy friends contact Matt! But don't take my word for it, ask the giving tree.....matt is the little boy who asked for knowledge.

What Can an Arborist Help Determine?

Tree-related claims often depend on understanding what happened before, during, and after the loss.

– CAUSE OF FAILURE – Why did the tree or branch fail?

– PRE-LOSS CONDITION – Was decay, defect, decline, root damage, or another condition present?

– MAINTENANCE & FORESEEABILITY – Were observable conditions present before the loss?

– WEATHER & ENVIRONMENT – Were weather conditions consistent with the observed failure?

– CONSTRUCTION & SITE IMPACTS – Did excavation, root loss, grading, compaction, or other disturbance contribute?

– DAMAGE & VALUE – What arboricultural loss occurred, and when appropriate, what is its value?

SUBROGATION SERVICES

Subrogation & Recovery Support

When a tree-related loss may involve third-party responsibility, arboricultural evidence can help determine whether further investigation or recovery efforts are warranted.

We evaluate tree condition, failure mechanics, maintenance history, site conditions, construction impacts, weather, and other factors relevant to causation and potential recovery.

– Neighboring Property Trees – Failures originating from adjoining properties.

– Municipal & Street Trees – Losses involving public trees and rights-of-way.

– Construction Damage – Root loss, excavation, grading, compaction, and site disturbance.

– Improper Tree Work – Pruning, removal, treatment, or maintenance practices relevant to a loss.

– Commercial Property Losses – Tree failures and landscape losses involving commercial properties.

– Vehicle & Equipment Damage – Tree and landscape damage resulting from impacts or equipment.

DISCUSS A SUBROGATION MATTER

EVIDENCE REVIEW

Forensic Review of Tree-Related Losses

Many assignments can begin with the evidence already available. We evaluate tree condition, failure mechanics, maintenance history, site conditions, construction impacts, weather, and other factors relevant to causation and potential recovery.

Hand holding a smartphone showing a tree-filled yard, representing Arborist On Demand’s digital tree care consultations for diagnosing tree health remotely.

Photographs & Video

Insurance claim file reviewed as part of an independent arboricultural analysis.

Claim Files

Weather data reviewed during investigation of a tree-related insurance claim.

Weather Records

Maintenance records reviewed as part of a tree-related insurance or subrogation investigation.

 Maintenance Records & Reports

Arborist invoices and estimates reviewed during a tree-related insurance claim investigation.

Estimates & Invoices

Site plans reviewed during investigation of tree damage and construction-related insurance claims.

Site Plans

Construction plans and project records reviewed during a tree-related insurance claim investigation.

Construction Records

Map and prior imagery reviewed during a tree-related insurance claim investigation.

Prior Imagery

PRE-LOSS CONDITION

Evidence of decay, structural defects, decline, root damage, prior failures, or other conditions that may have existed or developed before the reported loss.

CAUSATION

Whether weather, structural condition, construction activity, maintenance practices, or other factors contributed to the failure or damage.

NOTICE & FORESEEABILITY

Whether observable conditions, prior recommendations, complaints, inspections, or maintenance records documented concerns before the event.

DAMAGES & RECOVERY

The nature and extent of the arboricultural loss and, when applicable, information relevant to valuation, liability, or potential recovery.

 

When field investigation, measurements, testing, sampling, or additional documentation are warranted, the scope can be expanded accordingly.

DISCUSS A TREE RELATED LOSS

Why Choose Matt Latham and Arborist on Demand
for Your Arborist Tree & Plant Appraisal Reporting?

– Industry-Leading Expertise: With ISA Board Certified Master Arborist (TX-3737B) and ASCA Registered Consulting Arborist (RCA #859)
credentials, Matt Latham brings unmatched qualifications to every appraisal.

– Precise and Reliable: Appraisals adhere to ISA standards and best practices, ensuring accuracy and credibility for insurance, legal, or property purposes.
– Comprehensive Reporting: Receive detailed, professional documentation with actionable insights tailored to your unique needs.
– Holistic Approach: We evaluate both monetary and ecological value, helping you make decisions that benefit your property and the environment.
– Trusted and Efficient: Backed by a proven reputation for professionalism, we deliver fast, reliable appraisals to help you move forward with confidence.

 

 

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Arborist on Demand, LLC

📞 – 713.385.7040
📧 – info@arboristondemand.org

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