
INSURANCE & SUBROGATION ARBORIST ASSISTANCE
ISA Board Certified Master Arborist • ASCA Registered Consulting Arborist •
Tree & Plant Appraisal Qualified
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What Can an Arborist Help Determine?
Tree-related claims often depend on understanding what happened before, during, and after the loss.
– CAUSE OF FAILURE – Why did the tree or branch fail?
– PRE-LOSS CONDITION – Was decay, defect, decline, root damage, or another condition present?
– MAINTENANCE & FORESEEABILITY – Were observable conditions present before the loss?
– WEATHER & ENVIRONMENT – Were weather conditions consistent with the observed failure?
– CONSTRUCTION & SITE IMPACTS – Did excavation, root loss, grading, compaction, or other disturbance contribute?
– DAMAGE & VALUE – What arboricultural loss occurred, and when appropriate, what is its value?
SUBROGATION SERVICES
Subrogation & Recovery Support
When a tree-related loss may involve third-party responsibility, arboricultural evidence can help determine whether further investigation or recovery efforts are warranted.
We evaluate tree condition, failure mechanics, maintenance history, site conditions, construction impacts, weather, and other factors relevant to causation and potential recovery.
– Neighboring Property Trees – Failures originating from adjoining properties.
– Municipal & Street Trees – Losses involving public trees and rights-of-way.
– Construction Damage – Root loss, excavation, grading, compaction, and site disturbance.
– Improper Tree Work – Pruning, removal, treatment, or maintenance practices relevant to a loss.
– Commercial Property Losses – Tree failures and landscape losses involving commercial properties.
– Vehicle & Equipment Damage – Tree and landscape damage resulting from impacts or equipment.
EVIDENCE REVIEW
Forensic Review of Tree-Related Losses
Many assignments can begin with the evidence already available. We evaluate tree condition, failure mechanics, maintenance history, site conditions, construction impacts, weather, and other factors relevant to causation and potential recovery.

Photographs & Video

Claim Files

Weather Records

Maintenance Records & Reports

Estimates & Invoices

Site Plans

Construction Records

Prior Imagery
PRE-LOSS CONDITION
Evidence of decay, structural defects, decline, root damage, prior failures, or other conditions that may have existed or developed before the reported loss.
CAUSATION
Whether weather, structural condition, construction activity, maintenance practices, or other factors contributed to the failure or damage.
NOTICE & FORESEEABILITY
Whether observable conditions, prior recommendations, complaints, inspections, or maintenance records documented concerns before the event.
DAMAGES & RECOVERY
The nature and extent of the arboricultural loss and, when applicable, information relevant to valuation, liability, or potential recovery.
When field investigation, measurements, testing, sampling, or additional documentation are warranted, the scope can be expanded accordingly.
Why Choose Matt Latham and Arborist on Demand
for Your Arborist Tree & Plant Appraisal Reporting?
– Industry-Leading Expertise: With ISA Board Certified Master Arborist (TX-3737B) and ASCA Registered Consulting Arborist (RCA #859)
credentials, Matt Latham brings unmatched qualifications to every appraisal.
– Precise and Reliable: Appraisals adhere to ISA standards and best practices, ensuring accuracy and credibility for insurance, legal, or property purposes.
– Comprehensive Reporting: Receive detailed, professional documentation with actionable insights tailored to your unique needs.
– Holistic Approach: We evaluate both monetary and ecological value, helping you make decisions that benefit your property and the environment.
– Trusted and Efficient: Backed by a proven reputation for professionalism, we deliver fast, reliable appraisals to help you move forward with confidence.
